Grampa Posted March 26, 2015 Report Share Posted March 26, 2015 I was wondering what the landlords on this site view was on taking out landlord liability insurance for extra protection. Most of us may have buildings, rent guarantee, eviction etc cover but what about any potential claim from a tenant? Link to comment Share on other sites More sharing options...
Richlist Posted March 26, 2015 Report Share Posted March 26, 2015 I guess you are going to get a range of views, here's mine.... I've been letting property since 1999 and in that time I have never taken any landlord liability insurance and never even considered it necessary. But, I do only let to professionals and don't ever expect to receive that sort of claim. I do recognise that when letting to certain types or classes of tenant it may be appropriate to ensure cover is in effect. Link to comment Share on other sites More sharing options...
Melboy Posted March 27, 2015 Report Share Posted March 27, 2015 I'll have to check my policies but I think there is cover within mine. Link to comment Share on other sites More sharing options...
Carryon Regardless Posted March 27, 2015 Report Share Posted March 27, 2015 It depends what sort of claim you might be considering. Like Mel I would have to check but believe my LL property insurance would cover claims that may arise from injury / loss due to property failings. The only other claims I can think of would be criminal anyway ?? Be nice if I could insure against those, the future would look so much brighter and entertaining. Link to comment Share on other sites More sharing options...
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