max5445 Posted November 6, 2011 Report Share Posted November 6, 2011 In the process of letting my property, can anyone recommend or advise me on building and contents insurance, the house is unfurnished, however i do have integrated kitchen appliances, am i still required to have contents insurance Link to comment Share on other sites More sharing options...
Richlist Posted November 6, 2011 Report Share Posted November 6, 2011 In the process of letting my property, can anyone recommend or advise me on building and contents insurance, the house is unfurnished, however i do have integrated kitchen appliances, am i still required to have contents insurance 1. I assume the property is freehold ? If leasehold then usually buildings insurance is provided within your service charges. 2. Integrated kitchen appliances form part of the building and would not come within any contents insurance. 3. You are not 'required' to have any contents insurance by anyone......its entirely up to you to decide wether you want it or not. Link to comment Share on other sites More sharing options...
iinsure365 Posted November 11, 2011 Report Share Posted November 11, 2011 Hi Max, We can help. We are specialists in landlords buildings insurance. Please feel free to give my colleague Charlotte a call on 01273 827090 or visit our website for more details on our policy at http://www.iinsure365.co.uk/ Jamie Link to comment Share on other sites More sharing options...
Mr Rigsby Posted May 7, 2014 Report Share Posted May 7, 2014 Hi, I am currently going through the process of buying an investment property , ( buy to let ) , and have been asked by my solicitors to provide details of buildings insurance policy for when i get to the point of exchange of contracts. Once i get the property i don't expect having tenants in for a while as some work needs doing , but i'm unsure what type of insurance i should take out. do i have the normal buildings insurance initially then change to a landlords policy or do i take out a landlords policy from day one. Rich Link to comment Share on other sites More sharing options...
Grampa Posted May 8, 2014 Report Share Posted May 8, 2014 You tell the insurance company the property will be empty and you will pay a higher price because of that but as soon as you get a tenant in tell the insurance company (or your broker) and they should amend the policy to a cheaper level. Link to comment Share on other sites More sharing options...
Mr Rigsby Posted May 9, 2014 Report Share Posted May 9, 2014 Hi, Thanks for the reply , have done a bit of research , and that's what i'm advised to do by the insurance companies i've spoken to. regards. Rich Link to comment Share on other sites More sharing options...
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