collette Posted August 17, 2006 Report Share Posted August 17, 2006 my flat is covered by building insurance ( payed to managing agent of the complex of flats.) Can anyone tell me if I need insurance to cover me for injury to tenants / their visitors whilst in the flat? I asked an estated agent, he said I did not neet it, however I want to make sure. I look forward to a reply. Link to comment Share on other sites More sharing options...
JBI LandlordCare Posted August 18, 2006 Report Share Posted August 18, 2006 Hi Collette, It is wise to consider this cover to assure you have all angles covered. Not many companies offer property owners liability insurance as a stand-alone cover however, a decent landlord's contents insurance policy should automatically include this cover (always check with the insurer / broker before you purchase!). Landlord's contents insurance policies can start from as little as £62.50 pa (depending on full risk details) and include £2,000,000 property owners liability as standard. Should your risk criteria fall within the realms of minimum premiums it would be a very small price to pay for that extra protection & peace of mind. Link to comment Share on other sites More sharing options...
collette Posted August 18, 2006 Author Report Share Posted August 18, 2006 Thank you Newbie for your reply. Can you recommend an insurance company which will provide this cover? Thanks again Collette Link to comment Share on other sites More sharing options...
nick c Posted August 21, 2006 Report Share Posted August 21, 2006 Hi Collette Please check the Landlord Insurance Centre on this website. http://www.residentiallandlord.co.uk/insurance.htm. You will find a list of our insurance partners here. Many of these companies can help you - Ceta and IPS Insurance mentions this service. You could speak to Kam of IPS insurance on 0116 2717182. Hope this helps. nick.colthorpe@residentiallandlord.co.uk Partnership Manager Residential Landlord Link to comment Share on other sites More sharing options...
collette Posted August 21, 2006 Author Report Share Posted August 21, 2006 Thank you Newbie. I am really pleased to have found this site Collette Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.