sjwill56 Posted August 10, 2006 Report Share Posted August 10, 2006 Hi - would welcome advice. We are just about to let our home, using an agent. We will leave about 10K worth of stuff as furnishing for the tenant. Do I need cover for this since he is under an obligation (in the tenancy agreement) to fix it if he damages it. Secondly - we will be leaving about 15K of our stuff in the loft. Do I need a seperate policy for this? It seems that leaving 25K in the house is more than usual and exceeds most companies limits. Thirdly - is it worth paying for accidental cover on the buildings? What if the tenant accidentaly puts his foot through a door or something? Thanks for your advice, Steve W. PS - in Scotland in case it makes a difference. Link to comment Share on other sites More sharing options...
sjwill56 Posted August 11, 2006 Author Report Share Posted August 11, 2006 Hi all... a deafening silence on this topic. The more I have investigated the more confused i have become. I have had advice from brokers saying that stuff in the loft will def. NOT be covered. But others are happy to do business. Would really love a definative answer on this topic as my head is starting to hurt! Regards Steve w Link to comment Share on other sites More sharing options...
fleming Posted August 12, 2006 Report Share Posted August 12, 2006 Just a suggestion. Have you looked into the cost of storing your belongings elsewhere? It does seem a lot to leave at the mercy of the tenant, whatever safeguards you may think are covered by the tenancy agreement or insurance. Link to comment Share on other sites More sharing options...
sjwill56 Posted August 15, 2006 Author Report Share Posted August 15, 2006 Wow, this topic must be a thorny one as only one person has commented to me by email. I am really surprised becuase there must be lots of people out there letting their own home. Or is this forum mainly for the "buy-to-let" market? Regards Steve W Link to comment Share on other sites More sharing options...
letcare Posted September 13, 2006 Report Share Posted September 13, 2006 visit letcare.co.uk they provide a content cover that include malicous damage, ie if your tenant willfully damages your property. they dont how ever cover accidentle damage. contents insurance covering 10k would cost about £65. take a look. Link to comment Share on other sites More sharing options...
sjwill56 Posted September 13, 2006 Author Report Share Posted September 13, 2006 Thanks for that. We have made an arrangement now but I will remember your suggestion for next year. Regards, Steve W Link to comment Share on other sites More sharing options...
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