w409142 Posted January 9, 2012 Report Share Posted January 9, 2012 Does anybody know if/where I could get a BTL mortgage in my partners name who does not have an income? I am not sure if this is possible but they have the deposit, a tennant waiting and I can act as security. Link to comment Share on other sites More sharing options...
Mortitia Posted January 9, 2012 Report Share Posted January 9, 2012 To get any mortgage the applicant has to be able to show income - how else will the company know if you are going to pay? These days financial regulation is tight so doing any dodgy deal as you are proposing is not going to be a possibility. Silly question but why don't you get the mortgage in your own name? Mortitia Link to comment Share on other sites More sharing options...
w409142 Posted January 9, 2012 Author Report Share Posted January 9, 2012 To get any mortgage the applicant has to be able to show income - how else will the company know if you are going to pay? These days financial regulation is tight so doing any dodgy deal as you are proposing is not going to be a possibility. Silly question but why don't you get the mortgage in your own name? Mortitia For tax reasons Link to comment Share on other sites More sharing options...
Mortitia Posted January 9, 2012 Report Share Posted January 9, 2012 I rest my case! Mortitia Link to comment Share on other sites More sharing options...
Geezah Posted March 4, 2012 Report Share Posted March 4, 2012 There are most definetly a very limited amount of lenders who are happy to lend on a BTL mortgage where the applicant has no income Lenders continually change their lending criteria depending on ever changing market conditions. Link to comment Share on other sites More sharing options...
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