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advice please, new to this


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Excuse my asking, but is this a case of wanting to, or needing to "go ... somewhere else"?

If the latter, have you consulted those driving your move, (e.g. relocating to a new employer, or starting a business), to help with a loan?

If however the former, have you thought out why, given the current financial climate, anyone would want to lend you 20K?

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