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Carryon Regardless

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Everything posted by Carryon Regardless

  1. Thanks Grampa. I wonder what Wales will do. I found out recently that I need to be a qualified and registerd LL for Wales nowadays. It'll cost a few more quids and take a little time, but then I can use the S21 again. Untill next year when that's removed from our tool kit. Since I made them aware that I am processing for this they have given me 21 days to comply or they will come and burn my house down. It's so strange that they are proud to have developed such a a skill. I guess I'll have to justify this extra outlay by hoofing a few of my Wales T's.
  2. To actually repossess 'legally' has required us to proceed through the court system already, and ultimately employ the use of Bailiffs. While in theory we can make claim for the losses more often we just suffer them. Scrapping the S21 will mean our need to use courts, and pay up front, in the hope a court will grant our desire. In practice I believe this will mean 2 court appearances as we lose our no excuse repossession and T's are given another chance to mend their ways. Our financial losses are generally viewed as a by product of renting and a mere reduction of our high profits, t
  3. Well up 'ere i'nt 'ills there was a 14% swing last time. That gave Labour the seat with a 2,322 majority. I can see the candidates continually harrassing us 73,248 actual voters (last time anyhows) for support is worth the effort. I would have voted TBP if the candidate wasn't spawned by an ex UKIP thug who has a Derby seat. So least worst is Tory.
  4. I've heard it described as the politics of jealousy. But as we've discussed it doesn't seem we have friends in the Tories nowadays. Still, as least worst They have my vote, even though it feels like we will be paying any Gov't for the priviledge of being allowed to be Landlords.
  5. Yep, agreed. I've often seen gaps in the tenancy history. While I may be told they were abroad it's more often they were 'away' some where else. Around Rhyl and such like you need to be a habitual offender or a total savage to be given such a holiday. Also the type of location they were lving at tells a story on character. On the principle of where you live is what you are, if they come from the ghetto you may find they will bring it with them. Life style, guests, well general attitude. But are we able to charge gaurantors for checks?
  6. It looks like my favoured method of taking a guarantor is still as good as any protection. Preferably a home owning guarantor. On the principle that the guarantor is the protection where a tenancy goes faulty I concern myself less than some would around searching comprehensively the history of the tenant. But I still see value in previous tenancy and employment checks. Previous tenancy checks, they being lalndlord reference, might not be considered reliable though, so I have been known to turn up at tea time w/o warning with an additional form that I'd forgotten. Seeing how they live now
  7. The usual penalty for us not complying with these new measures is to prevent our ability to repossess usingthe S21, butthey are removing that sonn totally. what penalty will they come up with then? If there is non complaince with sleectice licencing (Labour council) the fine can be £20k and all revenues for the previous 12 months returned to the T. I have yet to learn 1 part of their stated advantage from this that has accured in 7 years. When we LL's become a minority I wonder if we will have police protection if abused in the street and meeting houses built for us.
  8. At least my T's would rather spend it on cheap cider.
  9. RL you clearly aren't up to date on the Landlord and Tenant act of 1984, there's a book on it some where. While I am not the cause of poor air quality I am now to be responsible for it. While I didn't sire my tenants, honestly I didn't, seemingly I must be responsible for their lack of awareness on many things. While electric cars are coming their production and the scrappage of ICE vehicles prior to they being beyond repair will increase pollution, but will also provide tax revenues. The energy to propel vehicles must come from some where, we aren't yet near finding all that fr
  10. That sounds like sexual assault to me. But on that subject I do hope you have provided your T's with instructions on how to instal toilet paper in your property. Then how it should be deployed for effective use. The risk assesment for the task should conclude the requirement for a data sheet for hazardous materials that they might come into contact with. Suitable hand protection might be provided in the alternative. We should recognise our responsibility to the provision of barrier cream, along with suitable cleansing materials for personal and equipment use. Be sure to detail t
  11. But he got an apology, eventually. Serves him right for being a bottom feeding landlord I suppose. Now just to balance the discussion. We make easy money from the poor unfortunates in this life. We harrass them for such trivial things as rent. We are unforgiving to such things as a little damage, that is never their fault. A little cleaning up doesn't do us any harm during a tenancy, or at the end. The Gov't must know best, whichever that Gov't is. I'm looking forward to walking the 80 miles to Wales to service the properties that my tenants live in, that I have total responsibi
  12. For some it may be worth serious consideration. Attempting to forecast the finer details may be difficult, but understanding the general result of this looks to be less so. Prior to this coming in LL's that deal with higher risk T's may want to take preemptive action while we still have the S21, no reasons needed, tool to work with. Getting rid of those that we know to be high risk becomes intelligent before they are given increased powers to abuse us. It's also intelligent to become more wary of the risks. With the S21 at our disposal we can, in theory, repossess in a couple of
  13. The way I read the upcoming change is that a LL will need to apply to a Court to regain his property from an abusive T, or any T come to that. The courts generally sympathise whith these T's in my experience so will strive to provide a further chance for them to learn and change, "treat this as a warning" type outcome. So I expect we will hear more stories of a LL being required to reapply, to the Court, for repossession if the T fails again. What is the cost of an application these days, £350ish ? I can appreciate the initiative to improve reliability of accomodation and thereby the
  14. How does that encourage employers to recruit youngsters. You are expecting far too much for Labour to consider past the GE, it's designed to gain the kiddies votes no more. The idea of getting out of the UK for a better life only applies for the advantage of a better climate (rmember I'm in the High Peak). It's difficult to find a better and less corrupt country, they all have issues that even though these look to be different are pretty much the same.
  15. Let's hope it's not a hung Parlament, unless it turns out to be all of them of course.
  16. I've EPC's coming up for renewal in January, or so I thought. https://www.finance-ni.gov.uk/articles/energy-performance-certificates-frequently-asked-questions Reading the .Gov site while my EPC's are expiring I only need a current certificate when I'm marketing for rent. Terms like present to 'prospective' tenant are used. My understanding from my read up is that existing situations will not require a current EPC until I'm looking for a new tenant. A penalty of £200 isn't as scary as the usual 10 years hard labour a landlord might expect for being naughty, surprisingly.
  17. I don't disagree with any of the comments. All our predictions are based on the use of a crystal ball, more than ever that is less than reliable. Labour getting in seems a very remote possibility, thank god. But we ar in strange times and nowt is certain. Even the Tories are attacking us continually as an industry. We only offer each other sympathy as no one else will, we are considered fair game. BTL has been about revenues, rather than capital growth, since 2008. I don't see that changing. I also don't see rents dropping, by much at least, unless legislation steps in for some
  18. I see that survey's main purpose was to offer eductaion on the new regime to be introduced. Some questions didn't allow for a negative opinion to be demonstrated and then moved to the "this is how it will work" explanation. It's coming, it has been decided how it will work. We've just to get used to it. The comment I attempted to get across, for what it's worth, is that this will increase the cultural divide. Those applicants that may presently gain from a 'benefit of doubt' will be rejected due to the increased risk / expence this introduces. They then, rather than having
  19. I still use the Guarantor Deed that Grampa supplied many years ago, that might be while some of us used another forum. Many of my T's wouldn't satisfy the requirements of insurance so I don't look into any more, and if a T's status changes the insurancce may have no value anyway. Although insurance may be a considertion where a Guarantor is too remote and the T looks good. For the £3 I carry out a Land Registry check on the G'tor. Firstly it checks on the accuracy of info given in the application. I can see what price paid and when, and additional charges that can be deduced as
  20. The rating of F or G being a failed property, is this only for the energy rating or the environmental impact rating also? Is the assessment outcome still using the same criteria for the ratings, or have there been changes that can change the score?
  21. Plastic scraper and white spirit to buff up perhaps?
  22. And he wants the workers to run the companies. But since the apes are running the country anything is possible. The sequel 'Planet of the MP's'
  23. I've been discussing this elsewhere through the day. Once again McDonnell demonstates that he is unsuitable to manage the country's finances. The report of his fantasy policy I read was so full of holes and contradictions it wouldn't stand up to a school teachers scrutiny while marking it as a project. I've been listening to Blair's keynote speech and follow up questions, well 3/4 of the hour+. He couldn't have been a better Tory if he had tried. That would be more votes for BJ in the event of an imminent GE. Between Dabbott, McDonnell, Corbyn and Blair I'm surprised that L
  24. Some years back it was possible to invest sale profits into another venture and so in effect defer CGT. It was within a year or two , but clearly I don't remember how long. I haven't a clue if still possible, but the HMRC web pages should help. As for doing the same if within the eu I wouldn't have a clue, anyway you wouldn't have long for that one.
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