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Carryon Regardless

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Everything posted by Carryon Regardless

  1. I'm hopeful that local dinghy sailing will be a release. An occasional w/e in Beaumaris on the mega dinghy will be good if fuel is still in good supply. It actually uses significant amounts of diesel when the wind is both lacking and too plentiful. I was of the opinion that rather than hiding from it, if this thing gets me than so be it. Although I've no right to inflict the results of that view on others (hence the greatly reduced interactions since returning from Italy). But while now understanding better what a session in ICU (if you are that lucky) will leave you as I am less bra
  2. 'Every little' of course. Some LL's enjoy rental income as an extra income, that becomes more important if their main revenue source dries up is will happen to many T's. For those that use it as a pension there is risk when the LL's cash reserves dry up. We shall very shortly be unable to repossess a property, in truth there would be little point anyway. The availability of financially healthy T's is going to be very limited, and to try to sell, well as RL recognises that's not a healthy situation either. The problem here is the encouragement for T's to take a payment holid
  3. There is talk of a 3 month mortgage holiday for those in need, so I was expecting a call for measures to protect the private T's. Emergency legislation to protect T's from eviction is coming. In some, and possibly / likely eventually many cases, this should be applied. Aside from the fact that any LL attempting to repossess is most likely going to find the courts aren't available for even rubber stamping such. Therefor consideration is intelligent as to wasting court application costs for something the courts will do their best not to follow up on. Will there be any assistance offer
  4. Good luck Mel, and to everybody. Some will need it more than others but I'm sure this has a very serious downside to near everybody, health, physchology, and financial. It's too early for shortage of supplies to be for any other reason than panic shopping. That may well change, but let's hope it won't be due to the supplies being withheld to boost the value. This morning I read of big queues at fuel stations, I filled my empty tank on Sunday, empty to full is more usual style. Maybe I need be cautious and prioritise my journeys now, and until everyone has a full tank and ca
  5. Bloody 'ell Boris whatdya mean no pub?
  6. Maybe he never experienced a woman with sharp teeth.
  7. I'm no longer seeing figures for increase in those infected, just those who've lost their battle. Mind the figures are unreliable anyway as testing is very limited and there seems little point in doing other than self isolating if you feel you may have it. The authorities are no longer going to be aware, and anyway hospitals are dangerous places. The increase Thursday was reported as 25%, Friday 35%, a doubling of infected each 3 days or so seems a reasonable assumption. The Gov't are or have invited this to achieve a desired position of herd immunity before next winter is my belief. Tha
  8. Tbh more relevant than any affordability check to my mind would be their financial history. Do they have a history of bad debt and missed payments? Is their guarantor capable of picking up the tab in the event. Does the guarantor actually have assets to threaten. Those that don't have little to lose by signing anything, much like most tenants.
  9. Of course, but we can't check on a 'guest' we haven't been introduced to or given details of. To know what periods these 'guests' may be there can be difficult to ascertain, as we don't live there. Maybe it's just best to interview potential T's with a Border Force cap on, as a deterant.
  10. Interesting point methinks, we let to a T and later it turns out they are allowing an illegal immigrant 'guest' to stay. Do we have liability?
  11. Trust your instincts, my instincts would reject anyone that isn't open and up front.
  12. News Flash. 2 people returned to the UK from North of Northern Italy without any signs of the Coronavirus (so I suppose that'll be ok anyway then being North of the North) . But now they're saying the incubation period might be as long as 24 days by 'eck. We'll be returning t' pub for an alcohol rinse again tonight then. Since I have a fair portion of HB T's (unintended as it 'appens) do I now have an advantage if everyone else is going to lose money by being sick, they can be sick too but I still get HB?
  13. Advice from 3 practices is BS and weakens his stance in my view, but not the validity of claim. By instructing the cleaner you have admitted a level of responsibility, and very possibly validated the claim some. Am I correct that your Agents failed to inform you of the situation for 2 months? Do you have insurance that might cover this event? More valuable would be a legal protection cover if you have it. Do you want an ongoing relationship with this T, or have you decided that the relationship is unlikely to continue on a good working basis? There is no legal reason t
  14. Well RL I usually view any consultation as a patronising warning. Maybe they occasionally fail although I can't think of any that have. Even if there is a more moderate 4 months enacted it is still very dangerous. As HB claimants learn that they can enjoy the 12 months of benefit before a LL can hoof 'em I feel that many will find the temptation irresistible. The plus side is that any Bailiff will be dragging a drunk and well soiled exhuman out for the Mortgage Co as I am unlikely to be around to clean up afterwards. I now have my licence to be a LL in Wales, time to read the conditi
  15. For information, the house of unintentional HMO cannot meet the Welsh licencing standards. For 5 occupants, same family or not, there needs to be a separate WC. Not possible. A shared bedroom must be at least 11m sq, 2 bedrooms not possible. The T has informed me that one child now resides with relatives for location of college reasons. another now resides with her boyfriend. I have requested he provide evidence to head off any inspection / investigation. So today I'm looking at when the S21 is taken from us. I don't see a definitive answer for England, for W
  16. I know this affects very few here, as it relates to becoming licenced as a LL in Wales. I've paid the tax sorry fee's and I'm doing their online course. I expect much of the content is nation relative rather than 'just' Wales. I've considered that I am not behind with my knowledge of legislation, although I'm finding that I'm less and less enthused to update. I don't mind admitting that there are a good few eye openers within this course that tbh increase my fear of the risks we run by being LL's. Specifically the Welsh description of HMO. Where nationally this relates to an occupat
  17. Tbh I have been wound up so much recently I think my spring is about to go poing. We've got QT in town tonight. Mrs COR wanted to be a part of the audience, she reckons I've a question or two I could put to the panel. I thought better of allowing the nation to see me with steam from me ears as I suggest whoever is a patronising git. I don't see anyone of interest anyway. Cleverley isn't someone I would enjoy conversation with, but at least Norcott doesn't come across as being a 'destroy the capitlists' socialist. On the Kumar show I got the impression he was patronising the host some
  18. I'll update later, I'm under attack for failing to register. I don't recall any info warning or informing me. This is for my Ltd co, so likely picked up via Co House, but the Co is near dormant so I'm intending to go online to assess the requirements.
  19. Yep, I wasn't aware of this extra new one till they told me I was overdue for payment. The Welsh Assembly did that to me last month. I now have to take their course, pass their exam and of course pay their tax for registration. It'll take 8 weeks for them to assess my suitability. Meanwhile I'm still under threat of being prosecuted, under threat of fines and recovery of rents paid, and can't repossess my properties.
  20. As above the AST still exists, and they are liable for rents. But fat chance clearly. It sounds like the property needs securing asap, left unlocked and your keys no longer fit. As Grampa endeavour to make contact making the new keys available. Post the notice and photo it. Record all you can in prep for the counter claim. Your inconveinece isn't chargeable just your actual out of pocket expenses, and of course the rents till the end of the AST. What you are heading off is the T turning up claiming he left the property good and some one else broke in (your insurance problem). Also hi
  21. Often the authoritities will anticipate our out clauses. And bear in mind now that where Scotland used to differ from England and Wales, devolution now permits individual authorities to create their own local legislation. A T claims they have been unfairly excluded and we might expect to have to defend such. If that becomes the remit for the Property Tribunals to oversee we could end up with a hefty legal bill, Shelter's as well as our own. A local LL to me ended up paying £,000's in settlement for a deposit action they took on. Realistically he maybe was wrong with his (actually his
  22. We still don't have a clear picture. There is no written agreement, if they are lodgers then that is good as they have not been granted additional rights. The room in which they have been granted access to, is there any way this could be viewed as self contained? Do you now share the bathroom and kitchen with them? If they are unable to lock their room and must leave it to share the kitchen and bathroom 'with you' then they are lodgers. Grampa is correct in that you may end up defending a situation even if they are wrong. Shelter could very well assist them with this. Prev
  23. Lodgers have little in the way of rights, these rights increase if given by contract. Have you given an AST or are they saying one is in place by the nature of the habitation? If these people share your kitchen and bathroom they are most likely lodgers, if they have self contained style living arrangements then they are tenants, with an effective AST. Proving you are a live in landlord is easy, you would have bills to demonstrate energy costs. The council tax will be all yours, but maybe some caution as it may be that you are just guilty of not declaring their accomodation for separa
  24. Typically a LL would instal a timer / stat / programmer that isn't T adjustable. But if the energy costs are set by the 'committee' there is no incentive for the LL to care anyway. My thoughts in my previous posts were that if the 'profit' from the energy charges do go toward a sinking fund then there is an element of offset to the LL, that is the LL may well have the benefit of an increasing share of that fund. Unless, as suggested, there is a management company in place enjoying this as company profits. As the individual owners are shareholders of the freehold they can change thing
  25. If you would have a share of the freehold, if there is profit from the energy charge where does it go? Unless there are management charges that are independant of the committee, by a mangement company, I would assume any profits would become part of the sinking fund??
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