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fionaf

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About fionaf

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    Private aviation

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  1. I am exceptionally way down the vaccine priority list (less than 50, no pre-existing conditions, not a health worker), I wouldn't get my jab for ages. I also get an exceptionally good income which under pre-covid conditions would be a good indicator of suitability. I think it is too early to insist on a jab, if ever. I also have a friend who has 101 allergies and she has nearly died from past flu vaccine so is reticent about the covid jab. She is an ideal renter, good worker, charity sector worker, reliable income, just has a dodgy immune system, she can't even visit my home where I have cats.
  2. Anything but a Labour supporter. However one of my tenancies which consists of two NHS workers have asked what reduction we would make for them. My mortgage company (Coventry) has not reduced the rate, I have seen reports of those who’ve taken breaks from payments getting penalised and so yes it is taking the ‘pxxs’ when a tenant who has not been affected asks for a freebie. We made one small reduction for a tenant who was on mat leave as a gesture of good will as we are flexible but also not a pushover.
  3. Thanks Melboy, yes we've made it clear to tenants that this is not a 'holiday' their debt is accruing. The tenant that is paying a small amount but not the full amount is hugely apologetic and doing lots around the house and garden so I know they are genuine. It is the NHS one that I am fed up with. For me if I were furloughed the cap on salary would mean a major hit. It annoys me that ALL the advisors on this pandemic are unaffected financially, the NHS people, public sector workers etc.
  4. We divested one leasehold property 18 months ago so we could reduce mortgage payments on our other two freehold properties as it was looking like an awkward property to keep hold of as some nearby land was being disputed over and the access road was up for repair which would be costly. Turns out we sold at pretty much top of the market which was more luck than design. Don't talk to me about the CGT we paid (only just paid out in January this year). We put some in a pot as a deposit potentially for our daughter to use in the future for either university or her own property. Looks like we wi
  5. However distressing your experience, if you are going through a court process I would suggest you cease from putting notices like this in the public domain as that could prejudice your case and cause it to fail.
  6. I filled this in but don’t think the questions asked will answer your question accurately. For example I do not use an agent but advertise via OpenRent which puts my property on Rightmove etc and it gives me the option to say if I accept pets or not. I doubt a pet friendly only portal can compete with portals and agents which are established and cater for both the pet owner and the non pet owner renter. Your questionnaire also asked me questions on both sides of the argument and some questions didn’t give me an option to say I already rented to pet owners so it is presenting a very lopsided v
  7. Allan you say you’ve sold the property but I take it that in reality that is just an offer as you are still trying to sort out the problem? If you’d sold it then surely the problem is now the new owner’s? Sorry but if I was the prospective buyer I’d be likely to walk away and feeling rather aggrieved at wasted costs. (Don’t shoot the messenger!) It is very unfair that your ex-friends have taken advantage but as others have said renting to friends even as a favour makes you a landlord and without doing it by the book, issuing the right documents etc then you are on very uncharted ter
  8. Perfectly reasonable from our experience. Our tenants have a right to a private life are relatively professional types and too much invasion would be counter productive. We live within two miles of all our properties, have the neighbours with our numbers and drive past the properties regularly so see the state of the front garden, any new car, etc. For those who ended up on HB were in the minority and the inspections wouldn’t have revealed their HB status anyway, only the state of the property.
  9. Openrent has always worked well for me. It advertises on Gumtree, Rightmove, Zoopla etc. First advert free, after that £29. We’ve never started out renting to to HB claimants but had two turn into HB claimants, one where both husband and wife simultaneously developed back problems and left their jobs and then reported were registered disabled so we needed to replace the entire bathroom suite with a walk in bath etc, it was an upstairs flat with no lift that they had no problems climbing the stairs for. They then wanted a new kitchen and things started going wrong with the serviceable and
  10. Thanks Melboy. More reminders on my list needed now that they can’t be more than ten years old. One detail like this isn’t complicated but add all the other little details and it is a paperwork and admin hell.
  11. I would never agree to rent totally upfront. Many reasons for this but the main one being they seem ‘too keen’ and I’ve had fellow landlords discover the renter was in truth a canabis factory person with no interest in the property. Also you get people who have no credit history trying to do this, it might be ok for the first six months but after that you hear of defaults and problems as they’ve blown their money. They could also be money laundering. I’ve heard of people paying up front then finding fault within days to try and wriggle out and get a refund on all their money, thus hiding their
  12. When did the tenancy start? The requirement to give the how to rent booklet only applies for tenancies that commenced after a certain date.
  13. Section 8 allows for eviction in two weeks (in reality it can be several months if you need to get the court, bailiffs etc involved) due to anti-social behaviour but this can be very subjective. For example this article on the BBC I think trying to evict over a crying baby http://www.bbc.co.uk/news/education-41996972 is nonsense in my opinion, but I suspect there are other reasons not in the article. If they don't pay their rent this is more obvious and less subjective. If the agent is the one being the pain it depends on your contract terms with them. What you consider a nightmare may not be
  14. Thanks Richlist. Interesting. Is that because it is a different class? i.e. not residential. I am no expert but I don't think University places demand will be going up massively anytime soon. Yes those currently going through the school system are increasing at least until one year after my Daughter was born 2005, she is currently in Y8 so a few more years expansion for the potentially university aged population, then the birth rate tailed off a bit. This year weren't Uni places down by 4% or thereabouts? That must have an effect on demands for accommodation. My daughter is a bright girl at a
  15. I am intrigued. If you are not the owner and not the agent then why do you want to know? I could understand a neighbour wanting to know if a property were empty, but as you say you can't visit the property that doesn't make sense either. 192.com has searches of electoral role (fee required) but it takes time for the data to be updated and so isn't helpful if the move is a recent one or the data hasn't been updated.
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