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  1. Hi Everyone, My first time posting on here so apologies if this is covered or in the wrong place. I am the leaseholder of a flat which I rent out - as is usual, we don't own the outer building and pay maintenance and service charges. I had been renting out the flat but had always had a fairly minor damp issue - some flaking paint on a wall that would be periodically re-painted. I decided as we had a break in tenants to get it properly investigated as it seemed to be getting worse. 3 surveys confirmed there was rising damp with a defective Damp Proof Course and the pointing on the outer 2 walls was letting in moisture. The freeholder has agreed with the findings and will take on the work, but has said the following is not their responsibility: Carpets (around 8 months old, will need to be ripped up for the work) Re-plastering the interior walls which need to be chipped away to carry out the work Repainting 2-3 months loss of rent Council Tax I have contacted Direct Line who have said this is not insurable as caused by a 3rd party who have admitted liability. Does anyone have any experience of this and know what the precedent is? Many thanks
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