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About GrosAve

  • Rank
    Advanced Member
  • Birthday 12/17/1967

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  • Location
    Brighton, East Sussex
  1. Hello, When the agreement between myself and the London Borough of Hillingdon came to end on 23/03 I was told they no longer have the resource to do any remedial works but will pay me to do it. My handyman and I did the inventory check-out and took 123 photographs, provided 16 pages of supporting evidence along with a quote for works just over £10,000. It really was quite bad. LBH has not paid yet and have asked me to halve it to £5,000. I have gone back with additional evidence supporting my quote. There is nothing in the quote for me it is simply for the amount of work to be carried out. In 5 years they've never done an inspection. Apart from never rent to local authority again, does anyone have any experience of this type of thing and can offer any advice? Many thanks
  2. Thanks to everyone for your advice. Remortgaged ok but now have the flat back from local authority and in dispute over refurbishment costs with them. Won’t let to them again. Learnt a lesson here.
  3. Thanks @Grampa, the rent is in fact a lot lower than in the private sector. The main benefit is that there aren't any void periods. I will do a bit of research on HMO mortgage providers.
  4. Hello All, I'm sure there has been many discussions about this. I'm looking to re-mortgage a BTL that is currently leased to a Local Authority. When this comes to an end in March I will be leasing to a Housing Association. Up to now no mortgage lender will entertain me due to it being leased to the local authority. I'm on a dreadful deal at the moment with NRAM. Does anyone know of any lenders that would lend in this capacity? Many thanks
  5. Thanks all. landlord insurance - My current household insurance is with Aviva and I have contacted them already this morning. They do not cover 2 x adult couples, only families and single people. So, I have converted that policy to Tenants Contents Insurance and used it on the rented property I am moving into and got a refund for the difference, all very good there. So, I just need to get this place insured now from 5th February.
  6. I have 2 x adult couples moving into my property 05/02/16. Can anyone advise of insurance brokers to contact for Landlords Buildings Insurance please?
  7. Thank yo everyone. I am converting to a Permission to Let Mortgage.
  8. Thanks Richlist. I'll call tomorrow
  9. Thanks Melboy. I'm not purchasing another property, I am going into rented myself for at least a year to see if I like the area. Does that still consitute a BTL?
  10. I'm about to let my residential property out and rent a property in Brighton. I'm aware that I need to inform my mortgage company and request permission to let. Does this mean my mortgage interest rate will increase? Mortgage with Santander. many thanks
  11. No I didn't know and I do now, thank you RL. It won't quite pale the bad tenant into insignificance unfortunately but it will be a blow. Something to seriously consider.
  12. Thank you CR. All sound advice.
  13. I am seriously considering doing a Buy-to-Let on my property that I live in now and buy another property in Brighton to live. I had a horrendous experience with a previous tenant in another property and would like to ask what would you guys require as an absolute minimum for letting out your property? Guarantor, references, deposit etc. Many thanks
  14. I think so too, that will be 11/02/15 then. Yes well I have their deposit in DPS so want to get that for starters :-)
  15. Thanks COR. On the DPS claim form it says: I confirm that the Tenancy ended on: What date do I put in here? If it is the date they actually left I'm not 100% sure of that date as they left before the bailiffs went round. It would have been around the beginning of February that they actually left.
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