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Carryon Regardless

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Everything posted by Carryon Regardless

  1. I use the deed provided by Grampa some time back. That requires the G'tors signature to be witnessed anyway, a requirement of a deed and let's face no deed no real responsibility. Sign up is at the property. We all three sign onto the AST. G'tor and witness only for the deed. The only time I went along with a variation I insisted the distant G'tor went to a solicitor who would witness (and stamp), the process failed. Passports (or similar for both required), mine as well if ever asked for. Nowadays, aside from possible visit to existing properties (T & G'tior), for £3 I carry out a LR check. If there are doubts to there being reasonable equity I ask to see 12 months mortgage statement.. I work on a good impression of them (possible faulty). As the G'tor is the real chance of recovery it's them I concern myself with.
  2. Back to the court and pay for Bailiff action.
  3. Tenancy given due to false information, you can repossess on those grounds. If there is need to recover losses claim against the g'tor, when he denies responsibility due to forged signature involve the police for fraud. This is only for satisfaction unless you feel you can recover some monies.
  4. Say no, a big no. Any tenant believing this to be reasonable isn't a tenant I would want to keep. What else is going on with 'your' property that he thinks he has the right to change? Wait for the suggestion that he has increased the value and deserves consideration.
  5. Just me then. I should try writing my message on a postcard and taking a photo of it..doc
  6. Site Broken. Replies Not Possible.doc
  7. New Microsoft Word Document.doc
  8. If any of my T's could afford new cars with this new technology I would put the rent up.
  9. I don't mind if a T penalises themselves with a bad tariff set up, but I can see how an incoming later T might be disadvantaged. Also years ago most of my properties were on a non standing charge tariff, as I get properties back none are. This of course means a disadvantage to me during voids. As far as I'm aware we aren't able to dictate suppliers and tarifs and that in itself can be bad for us as the dreaded British Gas employ sly tactics to gain an account. Does anyone here attempt to 'direct' T's with this? It could also be handy to know if a T is creating a situation where a key meter is to be fitted. Maybe we could then head off the evil thing, maybe by persuading a g'tor that it would be expensive to ignore. Any thoughts?
  10. http://www.traceadebt.com/ I used this firm for a couple of traces. I kept the order to minimum cost (£42 incl VAT). They responded within a few days, no where near the 20 days stated on their site. I paid for one trace so as to check out success prior to parting with more dosh. A little git that had really worked it on me leaving with no notice and leaving the flat in need of great effort just to empty and clean. Then redecoration as may be expected. I knocked at the address provided by 'trace a debt', spot on he answered. Oh the feeling of joy as I voiced my opinions of him and informed him of his problems ahead. You know he swore at me and shut the door in my face, uncalled for I say. "Don't call me a little sh*t" was his abusive retort. So I've now paid for the 2nd report. This chap just lost a grip of life, here I have some sympathy as he wasn't out to stuff me. I'll let 'trace a debt' have a go at recovery, with them taking 25% of any proceeds. I've put a trace on a g'tor who has moved house. Right Move show her property as having been sold after her becoming g'tor. The T has gone poof but still responds to texts pretending to be trying to sort finances to pay. So the rent rolls on until notice is served and expired. I hope that a statement and letter to g'tor will get a favourable response on that one. Truth is I've been busy preparing another flat for a sign up yesterday so had no need of moving on this flat anyway. But it is clean and in a good state, and I've a T that wants it as soon as.
  11. Until you may have desire to sell. Many will expect the additional stamp duty loading to be knocked off the price, well some at least. I accept that in a very bouyant market a seller can wait for inflation / a better offer but for me personally it will be a serious disadvantage as most of mine aren't so bouyant. But suppressing the market was the aim I believe.
  12. .....and let's not forget that each t that cries foul, or one of the many do gooder organisations crying at how bad things are for them, all have the same tools at their disposal for gaining satisfaction. these poor souls don't need extra legislation, there's more than enough already.
  13. It will be v nice to see the back of Wishy Washy (Osborne). But anyway the futures bright, the future's May.
  14. I agree he is getting involved where he need not. It makes me wonder what his aspirations are, or is this just an American (I know he's north of there but there is an influence) style of just speaking cos they like there own loud voice. But, this industry has been the target of so many do gooder initiatives, again not needed more often than not. Still we are considered the grubby grabbers who dereserve bad things and strict controls. It has become totally disproportionate. For some one to perhaps introduce a reversal of that trend would be oh so lovely. "Leave me alone you wannabe dictators, I can do this without you." Ah that's better.
  15. What do you mean shut up? This should have been recognised long ago. The continual attack on this industry has been over the top. Idiots with a new MP title with a left wing attitude wishing to make name for themselves. the industry has evolved from the days of one abuser using grenades to scare out secure tenants to increase his equity. I would very much like to see an increased respect for us as business peoples. Not hero's, not supporters of the needy just persons getting on with running a business in nope to pay for our lives. Carney should have shut up before the referendum instead of 'obviously' siding with the Remainians. It wasn't his place to become political.
  16. Glad to assist. Every little helps as the wife says to me. She should know as she does the shopping.
  17. Actually a little more on notices to last known address. This address is usually, in the case of absconded T's, our property. We would know it isn't actual as they've gone. For repossession notices it has little advantage. They have gone with debts to us, usually. You serve a notice, wait for expiry, progress to court (add another £280) and gain an order from a Judge. We have a greater loss by now. We believe we have rightful possession. But if a T later claims you hadn't the right to claim repossession you may be facing a claim anyway. The responsibility of rightful repossession is still ours not the Court as they responded to our request. I would view that any later T claim for illegal eviction or loss of property would be offset by the debt they have with me. The criminal aspect of illegal eviction is a risk but lack of response by any T would, I expect, cause the authorities to refrain from involvement. The authorities aim to protect from abuse, I try to have evidence of who is the actual abuser. A T absconds, we serve CC claimant our now mt property. We gain a CCJ, as there is no defence. We need the location of said T to get the dosh. At least here they would have to apply effort to try and overturn the CCJ as they hadn't been aware of the claim. In truth when I have the new address to progress 'my' CCJ I don't know how to demonstrate to the Bailiff that this is the 'new' and correct address for the 'old' T.
  18. Gaining a CCJ 'aint the difficult bit, getting the dosh is. 1st I need to know where they are hiding, oops, living. I have a CCJ on 1, another I believe would gain a result when He learns I have found him and will pursue, yesterday I discovered a T had gone poof! The G'tor sold her house a short while back I discover this morning. So I find the G'tor, as the T won't become visible to a search for a while yet. I make moves on the G'tor and hopefully the T will reappear as if by magic.
  19. Chaps and Chapesses, Who do you consider to be the best recommendation for a service to trace those that have disappeared from sight? Ex T's and now a G'tor.
  20. You might also consider the local competition. My N Wales flats are all electric, and this is common for the area. 1st choice would be for GCH but if you aren't offering worse than many others locally is it that much of an advantage? Can't you judge its desirability from viewers, or even T's comments? As RL recovering the additional cost will take some doing. Another thought is to save the effort and become more competative by offering at a lower rent, as a sort of compensation. A cost analysis of how long it would take to pay for the GCH at the rent difference sounds reasonable, as I used to do when compact flourescent lamps became a rage. There was cost disadvantage to a change out.
  21. Post to the correct address. One hand delivered through the letter box. A witness would be useful, to contents also isn't silly. One by record of dispatch, no signature required. I only use 'signed' for' for physiological effect, to show I'm sincere. Allow 3 clear days for delivery when initiiating countdown to expiry.
  22. A g'tor can't resign, unless there is some clause in the deed. Where is the point in taking a g'tor that can just opt out some time later. Not having revenue is their concern, you can't realistically be expected to understand their changing situations in life. My comment was that if the g'tor doesn't trust the T then you certainly have increased risk. A g'tor will usually have better understanding of a T. Now if there is now g'tor where is your protection against loss of rents ++, and more than that in my experience who do you contact if / when the T absconds?
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