Jump to content

Carryon Regardless

  • Content Count

  • Joined

  • Last visited

Community Reputation

0 Neutral

About Carryon Regardless

  • Rank
    Super Senior Member

Profile Information

  • Location
  • Interests
    Sailing dinghies, the more skill required the better. Ambition realised to sail yachts. Guinness still appreciates my attention, but only to excess..

Recent Profile Visitors

4,962 profile views
  1. I forgot new rentals needed the certificate, I was programming the existing but have an mt flat so that need doing. Thanks.
  2. Good stuff Grampa, A bit vague, or lacking, in the notice period. That is how long becomes reasonable notice for a T to get 'their' stuff. The 'their' bit is hi lighting my surprise that the legislation has misspelled something.
  3. I've found advice on how to deal with belongings a bit vague. Some say 3 months, some say 6 months storage. My way is to create an account of monies due in preparation for defending a claim. The account may be a little awkward as this is lodger related, I've no experience of this. But a judge might view your claim for rents ott and say you could have re let earlier instead of waiting and running up a bill. In short charge for storage, and to contradict my earlier point it may be reasonable to say the room cost is storage cost as it's still used for his purposes. If / when you dispose of the belongings you need demonstrate their disposal at market value, eBay auction should serve well enough. Your efforts are free. You could employ an agent and charge for their costs. Any revenue can offset your losses, surplus paid to lodger. Ideally you are better reaching a demonstrable agreement.
  4. First be sure he is a lodger and not a tenant. Basic but if he shares your kitchen and bathroom he is a lodger. Lodgers don't have rights as a tenant does. You are free to prevent his return into the property w/o any notice. You do have a duty of care toward his belonging though.
  5. While helping T's in need is honourable I believe, from much experience, that we are the wrong one's to offer it. The charity gratitude soon becomes resentment if / when we are caused to take it away. The view by most, and not only T's, is that we are so well shod it is of no consequence what we give, lose or have taken from us. About the biggest thing a T needs help with is the rent, and that's the primary reason for us being here.
  6. I would argue that a possession order isn't totally safe. We make a claim for such, it is likely granted, but does allow for a claim by the T that the claim for possession was faulty. A surrender document is the safe way, but how when the T is unavailable? A G'tor can (and has for me) been valuable. Contacting them with 'reminders' of their responsibility can cause the T to re appear. Otherwise build evidence to support your belief. Unpaid rents is a very small part of that cos in truth the only person to care about that is the LL. So Council Tax registration being changed from the T, utility companies being given a final date by the T (they then reverting to the LL), neighbours witnessing removal operations might have some value. As illegal eviction, that being your restricting access for the T can be very serious. The Notice of Abandonment, dated and with your contact details, becomes good practice. Photo that. Video your entering the property. Demonstrate the lack of furniture (or if no lack of you've increased your risks here), be cautious I had a T who left a scabby seat, newspaper and mug (it was a set up). Video mt cupboards. I believe I do as I can to head off a claim of illegal eviction. I would generally also have a claim greater than any claim of the T for stuff I had removed. They claim I had removed something of value, which would look unlikely in an mt property, I have a greater claim for unpaid rents, damage, and costs so as to offset their claim.
  7. Some areas, or even properties due to style, state or / and reputation will have difficulty attracting working T's. A bad rep is hard to reverse, and might take many years for history to be forgotten. More so in smaller communities. I will hold out for a while for a better class of T, but there comes a point where the lost rents in the void would have paid fore the 'likely' downside. She's gone, flat in reasonable order, not much left behind. some repairs but not extensive. I caught up with her as a present T, who can't decide if I should be friend or foe these days, provided her new address. She complied in signing a surrender notice. I then took down the abandonment notice from the front door. I now have the address to send the final account, but 1st need to understand the HB account (if some is clawed back or not) and the electric final bill. So all in all a relatively easy outcome. My starting this thread was more about, sarcastically, pointing out the bl**dy silly ways legislation has and is developing. As LL's we are under an ever increasing threat, where our risks continually increase (along with responsibilities for others in a very Socialist design) and our rewards are reduced. I see that will continue until the state take it too far (although I feel that was a while ago) and there is an exodus of LL investors leaving the state with a greater housing problem. But the properties will still be there and some one will be living in them. Maybe the housing problem will remain ours, individually, till we sell??
  8. A Lady has been a T for over a year, from the off rents were unreliable. Unusual for me but I took a deposit of £500 (protected, and all that, of course). Covid has given some T's the belief that they don't need to pay, a top up of HB in her case. Realising the courts are having nice break I have attempted to manage these situations and gain as much from them as possible. Last month her arrears approaching £1K I tried to call, no joy so a text. "Your giving me so much stress I'm leaving in a couple of weeks" "And the arrears?" "Take it from my deposit." "If you want to serve notice the last page of your tenancy pack has a form for you to use." "What are you on about?" That being the last comm's. I am led to believe she has absconded, but not returning calls and no notice this is all informal. With Covid, possibly, other methods of learning of the departure are not so reliable. I wait to see if HB will be reclaimed from me, the online account shows 'Active Tenancy', but maybe they haven't processed her new claim for where ever she is now. So tomorrow I go to inspect. My expectation is a flat in ok state but with many black bags. A short while ago a square of carpet was disposed of so maybe a carpet has a hole in it. The black bags are considered by Wales to be commercial waste. I should employ a specialist contractor, and with vain hope recover the cost from the ex T. To take possession always has risk of later claim of unlawful repossession. I should post a note on the front door informing of how to gain keys for the new lock. Anything still inside, and that would include the black bags, should be stored should the ex T require the property to be returned. Then I should hope for recovery of the cost of storage. To reduce risk of an unlawful possession claim, but not remove such risk, I should apply to the court for said repossession. But the courts are only hearing cases of social disorder by T's, eventually. So if lucky a court might programme a case in 6 months or what ever. Can anyone see a court awarding me the lost rents for that period? And we are in blood from a stone territory, this makes recovery of losses some what fantasy. She and another T, that verbally ganged up on my chap that cuts the grass there, believe that I am unreasonable to chase rents because of the pandemic. Nice of him to point out that they are HB and their financial situation hasn't changed. What would you do?
  9. Cheap as chips, I'm your plumber when do you want me? Return travel required in advance though, I live north of London a bit.
  10. If we're talking of their economy, while Wales may have some issues due to remote locations, similar but not as much as Scotland, I see parts of England (Northern regions but East Anglia is some what forgotten also) have issues as much as Wales experience. But their population is less than 5% of the UK so I feel they expect more consideration than is actually due. Covidwise their infection rate is running at a little over 6% of the UK total and their death rate a little over 4%. There isn't a great difference really. Time will tell if those with a higher infection rate are actually ahead or losing in this battle. It may well be that New Zealand (for example) are merely deferring the inevitable and have 'yet' to catch up. Anyway Longshanks gave them loads of castles. Their tourism benefits massively from them. Did they ever say thank you?
  11. WE know CGT is taxable on, sale value - purchase price - purchase costs - development costs (pre rental) - proportions of other expenses on occasion - sale costs. So a fair bit of record keeping to demonstrate the deductions. We should keep records of our revenue expenses for 6 years + a bit. What records did you chaps have to produce to demonstrate your costs? How far back (as very often a property will be kept for longer than 6 years)?
  12. So, the WRA, (Welsh Assembly), I have been informed by the T dictator who told me I must do w/o £170 of his rent, has informed me of a tenant loan scheme. There are criteria to be met but T applies for a loan, I need assist in the application (so sounds less speedy than might be) if passed it gets paid directly to me. T is charged at 1%, I have absolutely no responsibility of the loan. I'm rather surprised as it is actually designed to prevent / remove eviction action and not screw the LL. This doesn't address arrears as at 1st March, just arrears developed after that if Covid related. It would seem that those HB T's that are just failing to pay their top up won't be eligible. Still I have anticipation of seeing a £Grand that wasn't looking good. I don't know how the ongoing shortfall of this particular T will work out regarding any loan set up.
  13. https://www.gov.uk/capital-gains-tax/report-and-pay-capital-gains-tax Report 'and pay' it seems, if after April 20. Sorry Mel, but me is just da messinger. That would suggest that re investing in another venture to 'defer' CGT no longer applies. It used to be that we may sell and reinvest the gain, within a period I don't remember but think 2 years, and transfer the CGT payable to the new venture. If however we have paid the tax man that gain we don't have it to reinvest.
  • Create New...