contactkay

Sorry to hear that. Would you care to name and shame your insurer, as I feel this is the only way the consumer can make their feelings known and then vote with their wallets elsewhere! Cheers Gee Sure thing, it was with Towergate and it goes without saying that I will never use them for anything. Ever! I am now on the search for decent landlord insurers, and decent tenants. Mind you, so far, the cannabis vandals have not been as much hassle as the H/B tenants found by "foxy mini estate agents" who promised 'High Calibre tenants' and have done little more than saddle us with a very savvy benefit fraud (through bold faced lies and deceit), this tenant has moved another person into the property but still denies it and now said estate agents are trying to bully, threaten, harass and sue into paying upfront for the privilege! What a great job to be a landlord. I'm thinking of chucking it in and getting a job as a garbage collector as I believe I'll have to deal with less rubbish and I'll get a real salary with a chance of a pension. Kay

The same thing happened to me and we are still chasing our insurance company after once being denied. They claimed it was not malicious damage. I am arguing that it was pretty malicious. Not sure what the outcome will be but having learnt some lessons, unfotunately now some legitimate people will find it almost impossible to rent properties. Also, I am going to do some more dedicated research before I take out anymore insurance policies. Basically, if I had put the same amount of money into a high interest account and or invested wisely, I would've actually got something towards the cost of cleaning up and refurbing the property. As it is, I've lost months of rent waiting for the insurance company and loss adjustors and still have to pay for everything myself. I am also going to try and reclaim some of the loss of rent from the insurance company. Nothing ventured, nothing gained. Wished there was such a thing as a decent insurance company. Good luck though.