kanrent
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Posts posted by kanrent
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23 hours ago, Melboy said:
My Sister in Law is a senior manager in the local DWP and she would tell you in a private conversation that the benefit system of social payments is so high now that for a lot of people and families it doesn't pay to work and pay taxes etc. Not only that the Black Market of working for cash in hand is now the choice for may people receiving social payments.
You have all read in the national press about benefit fraud and the people who commit this and in some cases the amounts are staggering and the punishment fairly light if caught out.
Meanwhile the working population pay for this through taxes and NI.
It's hardly surprising the powers to be are trying force in digital currency if easy to track
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If it's a terrace or semi property they could be entering from the neibours property
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Any opinions on landlord legal insurance
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2 hours ago, Richlist said:
Why are premiums increasing sharply for home insurance ? What's the excuse this time ?
We know car insurance is increasing for some cars.....and we know why but I can t work out why it's increasing sharply for property.
Greed
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The money grabbing insurance companies seem to double my rental properties insurance every year, can anyone recommend a company, what would you include in the policy as important, (I know it's a bit of a how long is a ball of string question).
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On 1/10/2024 at 2:19 PM, Melboy said:
As always. Fortunately I have never had to do an eviction through the Courts but I am of the opinion if I ever do have to I will employ a professional organisation like Landlord Action and just suck up the expense. So much hassle otherwise that I could do without.
Do you know if it possible for some professional to appear in court in one's absence, as a court appearance in my situation as a non residents would be very difficult.
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Seems the courts are heavily on the side of the tenants
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The worst thing is not being told any details by these scum politicians they are taking to Chinese culture and lying by omission.
If they do decide to bring in tenant right to to buy at a discount I'm wondering wheather it will have to work it's way through the house of Lords as with the rental reform bill.
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10 hours ago, Melboy said:
Just my thoughts on current events. It does look extremely likely that there will be a Labour government in power this time next year especially after the Scottish by-election result on Thursday with Labour winning a huge majority victory over the SNP. I will go along with political Guru Professor Sir John Curtis detailed views and mathematics on the subject of politics when it comes to general election statistics etc. of course there is a very slim chance that the Conservatives do pull off a stunning result but it's not a bet I would place I have to say.
Now, the above paragraph brings me onto my point which is the Labour Government housing policies which is well documented and represented by Angela Raynor, deputy leader and left wing shadow housing minister on the policies that SHE will introduce within 90 days which will affect every landlord in the Country. The worse one probably will be the tenant right to buy and the 12 month rule on no tenant evictions for any reason and probably a few more rules thrown in for good measure to stuff the private BtL landlord. So, I would imagine many BtL landlords will get out of the business sooner rather than later to avoid Ms Angela Raynor and of course, if it applies, the Conservative new rules on capital gains tax allowance on selling 2nd properties next April. That CG allowance halves yet again.
Now for some heart warming news for landlords for a Saturday. "MP rips off security camera's from a non paying tenant since January 2023". I say warming news because I have always thought until a problem affects the political Elite nothing will change and I have no doubt this particula MP would probably had a whisper in Michael Gove's ear about tenant evictions for non payment and the length of time it takes to get them out.
Full story here. https://www.thetimes.co.uk/article/tory-mp-ripped-out-single-mother-tenants-security-camera-vdn0669s7
I thought the tenant right to buy had disappeared with Jeremy Corbyn, have you heard it's going to be resurrected by Angeles raynor ?
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22 hours ago, Melboy said:
I doubt that will ever happen as the the legal consequences would be a tangled mess especially if you are going to involve the small private BTL landlord. If this law was ever to be introduced imagine the mass exodus to the door of private landlords and there again it has to pass into law through the house of Lords so I wouldn't be too concerned at the moment.
If I can remove my tenant before it's passed through the house of Lords that would be fine,a matter of which would take the longest
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I been reading that rayner is closely affiliated with Corbyn, what really worries me is that she might introduce a tenant right to buy at a discount
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It's become perfectly clear that both governments want the PRS finished, in a time of a housing crisis I'm wondering what the real motive is behind their thinking. Is it to try and win votes (a politicians main objective) or is there a hidden agenda.
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On 9/7/2022 at 1:06 PM, bil8999 said:
Yes, then they will look at raising how much tax we pay.
Rachael reeves had already stated that landlords will pay a higher rate of tax
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Hi as I live abroad most of the time I was looking for a type of landlord legal insurance cover that can pay for a solicitor to attend a court hearing on my behalf should the situation arise.
I've checked insurance cover but can't seem to find anything that relates to this
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15 hours ago, Richlist said:
I don't agree. Labour do have their supporters but there are many others opposed to a Labour win.
I'm not so sure that Labour have the ability to win a majority......especially with Starmer and his lack lustre shadow cabinet.
It may be a close run result with no clear winner and then it'll get interesting as the smaller parties will come into play.
I'm old enough to remember when there were Labour Gov's that we could look up to and respect, the current Labour lot fall far short of expectations.
Still it's not all bad news......looks like there may be a new business opportunity for me soon. The Gov have apparently got thousands of good second hand inflatables and outboard motors stockpiled on the South coast and looking for a buyer.😉😉
There maybe a lot of buyers wanting those inflatables to escape the UK after the next election
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19 hours ago, Richlist said:
Lisa Nandy is another in a long list of those in the Labour shadow cabinet who just do not impress me.
Starmer, Nandy, Thornberry, Milliband, Ashworth, Cooper, Rayner, Reeves & especially Dodds.......the rest I've never seen or heard of and hope I never do.
I can't think of a single policy, idea or suggestion that any of them have tabled that I've thought was good.
God help us if this lot are running the country in a couple of years time !
It looks like they will be
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Just wondering if the above will have to go through the house of Lords before it can be implemented. (same as the renters reform bill) Or can she introduced it with a snap of her fingers
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6 hours ago, Melboy said:
Gove starts his campaign today for change to UK housing law etc. From what I reading and hearing on TV and radio there is some back-peddling on his proposals from a year ago. There is evidence that some new build housing is happening to house immigrants and definitely strong evidence that private rental properties (in my location) are being snapped up for immigrants both legal and non legal. That evidence has come from my EA and LA contacts where they have said that 2 bed and 3 bed properties are being rented out for anywhere up to £300 above normal rental rates being charged to the local council. I have seen on Rightmove rental property evidence to back that up as well. That excess rental payment is being paid for by the local council through government grants. Admittingly this arrangement, at present, probably refers to probably less than 10 properties.
I don't trust Gove. He is a Weasel., but as we are nearing a general election I would think he has watered down a lot of his anti landlord proposals to gain support from Tory MP's and voters.
It's Lisa nandy that sends a shiver down my spine
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Just wondering what Lisa nandy will do now when labour wins the next election, if she wants to wear the badge she's got to go further than gove, maybe force landlords to sell to tenants at a big discount.
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Can anyone recommend an eviction specialist and any idea how much they charge
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On 4/14/2023 at 3:35 PM, Grampa said:
So many household electrical items have lithium batteries now so trying to ban tenants storing solely e-scooters and e-bikes and then enforcing it seems like a fools errand.
We have been hearing for years about mobile phone batteries catching fire and havent banned them tenanted properties. I acknowledge the size of bike/scooter batteries are bigger but think about how many battery items are likely charged in a house. I guess a big part of the problem is cheap badly made replacement batteries from China. I bought a cheap replacement charger from china for my daughters old laptop which didnt work so used the trade-in scheme with currys to buy another laptop. Apparently it killed all the electrics in the whole store when they plugged it in.
To name just a few battery items within a household.
- Mobile phones
- cordless phones
- DIY power tools
- Cordless garden tools
- Cordless vacuum cleaners
- laptops
- kids toys
- cctv cameras
Smoke alarms
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On 3/17/2023 at 4:01 PM, Grampa said:
The trouble with insurance you never know how good it is until you try to make a claim or if a tenant tries to make a claim against you.
The one expirenace I had with rent guarentee insurance was mixed. Yes they paid up however to comply with the policy I had to inform the insurance every month within a tight timeframe of a coupleish days of when the rent was overdue, fill out a form and provide a rent schedule and details of any contact with the tenant.
I got the impression failing to do this within the timeframe would be used as an excuse not to pay up.
That is all well and good but we all know you can sometimes give a couple of days grace to pay the rent late when in comunication with a tenant.
One of my ex tenants was a loss adjuster for an insurance company, he told me his job was to find a way to weasel out of paying the claim.
Later turned out he was very good at weasling out of paying the rent.
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So supposing I can't get to a c what do I do with the tenant, I'm breaking the law if the tenant is still there
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If it was me I'd change the utility suppliers to ones don't have a standing charge, also drain down the central heating if it's winter.