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  2. Being so self righteous is why she has done wrong. But as far as I am aware the only part of this that could feasibly be a police matter is not declaring her electoral address correctly. And really, does that deserve time and effort by a police force that only prioritises and turns up to an event when the blood is flowing? Otherwise the financial affairs are beyond the 6 year limit. So records are beyond the HMRC capability to interrogate. The 'advice' will surely be, "you got away with it, it's too late for HMRC to do anything". The only change to that is if fraud is cited, but that's v difficult to prove, as it's an intent. Naivety is the obvious defence. She has been naughty, but I can't imagine the Ashton voters will give a toss (if she still has the whip come election time). They're too busy sourcing drugs (to buy or sell) and shooting each other for fun. As it 'appens I have a property there, and it's still better than Prestatyn.
  3. We are responsible for those we engage on our behalf. Same way, if a tenant engages some one (that may screw things up) then they are responsible for any outcome. But the job is done here, there are no demonstrable losses, there is no more to be said it's done with. As said the tenant could have refused access, he is in possession of the property. So I stick with my earlier assertion. And you will either continue to be managing a person continually looking for problems, or be free of him. I wanna tell you a story. I visited a tenant w/o prior notice, he's always been a nuisance, but in that location it isn't unusual. I was invited in, so his choice. As I sat he informed me that he had the right to have a dog, and I needed to give good reason why he shouldn't. He had already posted the request by registered mail. Now this was a time when Wales was evolving to 6 month notice (coming all locations near all of us soon). So I went with the S21 prepared, as it was my last opportunity to serve it. But my using it can be decided on later. I stopped his speech and presented the S21. He opened it, "what's this, why?" "Cos' I don't want you to have a flippin' dog." the tenant can't wipe himself clean, so he shouldn't be responsible for an animal. "I don't want a dog, forget it." The next day I refused to sign for said letter. I'll be honest I did get pleasure from that little episode.
  4. Agree, I have always thought that we as tax payers should be able to choose which services we would like our tax to be spent on, nhs yes, pot holes yes, support for elderly yes, funding the arts no, these are but a few, if you choose to pay tax to fund the arts then i don't have a problem with that. Looks like Rayner made a choice not to pay
  5. Angie has a lot of explaining to do and her attempts so far have been dismal but not unsurprising really. It is now up to the HMRC to carry out an depth investigation and report those findings if it is discovered that she avoided paying CGT. I don't fancy her chances though when evidence from neighbours are stating that she was not living there but her Brother was and even her Bestie friend says she never lived there during the period in question.
  6. Last week
  7. For those of you like me who pay/ have paid enormous amounts of Council Tax and even larger amounts of CGT, the police investigation into the tax affairs (& other matters) of the shadow deputy prime minister, should, I hope, have got your attention. I hate to see people getting away with paying less than they should. She is, of course, innocent until proven guilty but, I'm not holding out much confidence in her ability to keep her job beyond the end of the month.
  8. If the tenant had a issue with the day he should have refused entry. As he let him in he has agreed. If the tenant has googled the 24hr notice period he was more than capable to have been aware he could have refused entry. Tell him to take it up with the contractor.
  9. I'm struggling to understand........???? The guy turned up on the wrong day but the tenant let him in anyway......so the repair is done. If the tenant didn't want him to enter the property they would have sent him away.......but they didnt. Presumably the guy apologised for turning up on the wrong day.....for most people that would have been enough. Are you in the wrong ? ..... no, your repair guy got it wrong, not you.
  10. Oh yes I agree. But am I in the wrong here? Legally?
  11. Serve notice, the pillock spends his time looking for issues. Most would be grateful for the faster repair.
  12. Hi all, I booked an engineer for next week but the engineer got confused and went today. The tenant was there and let the engineer in. The tenant then emailed me saying he never gave me permission to arrange for the engineer to attend today and that he legally needs 24 hour notice for anyone to enter the property. Thoughts? How do I respond to that? Am i in the wrong?
  13. If a BTL purchase was empty the potential rental income would be taken into consideration and I guess taken from local comparables on the market. If the property is tenanted surely the only figure that can be used is what is received at present. Now if you have served on the tenant a section 13 notice increasing the rent to start sometime in the near future I would see no reason why that figure couldn't be given as the rental amount for the purpose of a mortgage application. However, if the lender wants to see your bank statements which is likely it may raise a question or two regarding the discrepancy in amounts.
  14. I haven't applied interest, but 'I would assume' that interest is due, on daily basis, until the outstanding amount is settled. Maybe the interest is applied to the statement balance each month.
  15. Thank you, Yes I acted quickly to get someone in. Do i charge the interest in the end of the tenancy agreement? That will be in July cause I am going to issue a section 21 notice.
  16. A valuer would provide the expected rental return as part of the report. But if at application the figure submitted is lower, I'm guessing, that would be used instead. A mortgage company then apply that to whatever their criteria is. While they might want to see accounts of the applicant/s, I've never been asked for any accounts relating to a BTL property.
  17. Well surely they will use the actual rental income being achievement at the time of the mortgage application. Why do you think they will use last year's rental income or a mythical amount that is nothing more than a guess ?
  18. Methinks your tenant is a clown. Such a round figure on a scrap of paper is the work of a school boy. Absolutely, there is no right of compensation. I assume the tenant informed you and you responded in a reasonable time. Nowt else you should be expected to do. You may charge minimal interest on late payments, of more than 14 days. In truth not worth the effort. Where you can offer incentive is to point out that his account is in arrear, and shall remain so until paid, and would likely affect any future rental come request of a reference. Otherwise, as you suggest, ignore it till deposit hand out time. You demonstrate the ongoing arrears, with the rental statement/s. He cites the laundry charges and doesn't have a receipt anyway, you get £50 back. If you have desire to hoof the pillock, be aware that soon enough Gove might / is likely to extend the 2 month notice to 6 month.
  19. A landlord has been over generous to a very good tenant. Last Years tax return shows an income of £8400 Landlord has just issued a Notice of Variation to increase rent to £9600pa The property has a potential income of £10800 pa Which income will potential mortgage providers use to calculate their mortgage offer? Will some BTL mortgage providers use different numbers.
  20. Thanks all. So the rent was paid minus £50 which the tenant claims spent at the launderette. He sent me a receipt that was not dated and was handwritten. Is he in breach of contract for not paying the full rent? What can I do, apart from claiming this amount from the deposit, when he leaves?
  21. The flats my daughter has rented in London have come with white goods, so I'm guessing that it is the norm there. But it seems there is a high demand, so I'm also guessing that, even w/o these the flats would still rent easily enough. I find anything can be complicated with many of my tenants, so simple is better with my rentals.
  22. I had no idea about white goods not a norm. The flat I am talking about is in London and it is a 1 bed. The building was built 12 years ago. Shall I not provide it from now on?
  23. Well I know nobody wants me to bring politics into it but Wales has a devolved Government......they happen to be Labour. If Labour wins the General Election then England may well end up with the same set up as Wales. Mind you, Angela Rayner seems to be doing a fantastic job of ensuring that Labour wont get the majority that they will need. When my tenants left a washing machine I would just gift it to the new incoming tenants. I made sure they understood it was not on the inventory and I wasn't going to repair or replace it. If they didn't want it I would sell it on Gumtree......usually got £30-£50 for it. There always seems to be lots of people looking for a cheap 2nd hand washing machine.
  24. A Welsh tenant has served notice, well sort of. On the 7th his father in formed me that he would be leaving on the 20th or 27th. Then on the 8th, because I asked, the tenant served to say he would be gone on the 20th, by the 12th that had been amended to the 27th. It's fun this is'n it? In Wales now, if a tenant stays after the notice date, I am unable to do anything other than charge for each day they desire to remain, or serve 6 month notice. Anyways, he thinks leaving his washing machine is a bonus to me. Nope, don't want the bl**dy things.
  25. Blimey ! £3 a month is a great price for peace of mind. The first 3 rental properties I bought I installed new washing machines and I purchased 5 year extended warranty on each. They all lasted around 10 years or more and I never needed a repair on any of them. Guess I was just lucky but following on from that I never supplied another washing machine. My understanding is that no washing machine is generally the norm now (with a few exceptions) unless :- * it's a large property or * a high end property or * it's brand new and been installed by the developers or * it's a new inexperienced landlord who thinks they need to supply one.
  26. As a general rule I don't supply W/M either however one flat of mine the only place to fit it was the bathroom for which the bathroom door had to be taken off and power supply routed through the wall into the hallway. So I brought the cheapest possible W/M from Currys and pay £3 pm for their essentials repair service which will replace it with a new one if they cant repair it. Currys have been out twice so far to repair and this cheap W/M is now 9 years old. So I guess I have about broken even with the £3 pm charge. Just need a issue to arise now that makes it unrepairable and get a new one.
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